Can you qualify for the loan amount but you're short the funds for a down payment? You’re not alone! Pure Hearts R Us realizes that thousands of potential home buyers have more than enough steady income to qualify for a mortgage loan. But one thing holding them back is the up front lump sum needed for a down payment. Down payment assistance can mean the difference between remaining a captive renter or becoming an emancipated owner.

Pure Hearts R Us Lending, has the answer! Our 100 Percent, Zero Down Financing Program can make homeownership achievable for many who thought it wasn't. Our goal is to make homeownership as easy and accessible as possible for you and your family to achieve the American dream! Even if you have experienced foreclosure, bankruptcy or a short sale, if it has been 3 years since the event you can now apply for this program to purchase.

We have many other lending programs that can fit your qualifying needs ranging from zero down to 3½ percent down which can be financed by a second loan or possibly even a grant if you have a FICO score of at least 620. These programs can service anyone from those with low to moderate income to programs that do not restrict incomes which meet FHA Guidelines. To qualify for any of our programs, eight hour accredited home buying education is required.

Please fill out and submit the form below to request more information or a free consultation.


Mortage Lending Information Request Form